Pass Your Colorado Real Estate Exam the First Time

Fun fact: Colorado calls ALL agents 'Brokers' - there are no 'salespersons' here! The exam tests Transaction-Broker relationships extensively. Colorado also has unique HOA disclosure requirements that are heavily tested.

Questions

154

80 NAT / 74 STATE

To Pass

75%

75% NAT / 72% STATE

Time Limit

3.8 Hrs

230 TOTAL MINUTES

Provider

PSI

DORA

Pass your Colorado Broker or Employing Broker License

Colorado has no Salesperson license at all, and its approach to title, foreclosure, and agency differs from every other state in ways that national prep courses never adequately address.

Every Colorado licensee enters practice as a Broker, and the foundational rules governing how transactions are structured here reflect decades of Colorado specific statutory development. Generic platforms recycle national content. AI tools trained on multistate material cannot generate correct answers for Colorado’s unique structure, because that structure does not appear in any national curriculum.

The License Professor is written by licensed Colorado professionals who understand DORA’s exam priorities. Every question on Colorado brokerage structure, form requirements, and water right procedures is built from Colorado statute and Commission rule.

Colorado Sample Exams

Experience the real study interface — no account required.

Broker

Individuals new to real estate who want to start their career helping clients buy and sell property

Employing Broker

Experienced professionals who want to manage a brokerage office and supervise other agents

Three Topics that Trip Up Colorado Students Most

Public Trustee System

Colorado uniquely uses a county Public Trustee to hold title under deeds of trust, with foreclosures going through the Public Trustee’s office on a 110-to-125-day timeline — students fail because they apply generic deed-of-trust foreclosure rules from other states instead of Colorado’s specific process.

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Rule F (Commission Forms)

Rule F requires brokers to use Commission-approved forms for all applicable transactions, stemming from the Conway-Bogue decision that drew the line between legal practice and form completion — the #1 failed section in the state portion.

Transaction Brokerage

Colorado presumes transaction brokerage as the default unless the parties agree otherwise in writing — students get this wrong because they assume single agency is the default and confuse which duties transaction brokers do and do not owe.

The Colorado Real Estate License Professor includes specialized deep dives for each of these.

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Colorado Real Estate Practice Questions

Sample questions from the Colorado real estate exam — with answers and explanations.

1. Harriet Lindqvist sells her condominium in the Town of Vail to Mateo Brandt for a total consideration of $987,630, paid with cash and a new loan, and no exemption applies. Colorado's state documentary fee is $0.01 for each $100, or major fraction of $100, of consideration. The Town of Vail's real estate transfer tax is 1% of consideration. What total of these two government transfer charges should Harriet's broker show on the settlement estimate?

  1. A.$9,975.06
  2. B.$98.76
  3. C.$19,752.60
  4. D.$9,876.30
Explanation: Under C.R.S. 39-13-102(2)(b) the state documentary fee is one cent per $100 or major fraction thereof (as of 2026), so $987,630 is 9,876.30 units, the $30 remainder drops and the fee is $98.76, and Vail Town Code section 2-6-4(B) adds a real estate transfer tax of 1% of consideration, $9,876.30, for a total of $9,975.06. Doubling the Vail figure to $19,752.60 tempts because both charges are measured by the same consideration, but one cent per $100 is one hundredth of 1%, while stopping at $98.76 assumes TABOR wiped out local transfer taxes, when article X, section 20(8)(a) of the Colorado Constitution only bars new or increased rates and left Vail's 1979 tax standing. In practice the title company collects both at closing: the clerk and recorder will not record the deed until the state fee is paid under section 39-13-105, and under Vail Town Code section 2-6-3 the buyer and seller are jointly and severally liable for the town tax, which the seller remits to the town's Finance Department.

2. A consumer files a complaint with the Colorado Real Estate Commission about a broker's conduct that occurred four years ago. How does the delay affect the Commission's authority?

  1. A.The Commission must dismiss the complaint, because Colorado bars complaints filed more than three years after the conduct.
  2. B.The Commission may investigate, because neither the licence law nor the Commission's rules sets a deadline for filing a complaint.
  3. C.The Commission may investigate only for so long as the broker's licence remains active.
  4. D.The Commission must obtain a district court order before investigating conduct more than two years old.
Explanation: Colorado imposes no limitation period on real estate licence discipline. C.R.S. Section 12-10-217 sets out investigation, revocation and actions against a licensee without any deadline for bringing a complaint, and the Commission's own rules add none: 4 CCR 725-1 Rule 6.25 (Investigations or Audits by Commission) governs how a broker is notified and how long the BROKER has to respond, not how long a complainant has to file. The phrase "statute of limitations" appears nowhere in the chapter. A lapse of time is therefore not a defence in Colorado. Rules current as of the version effective 30 January 2026 (adopted 2 December 2025); beware older published versions of 4 CCR 725-1, which are still served alongside it.

3. A buyer touring a Colorado home asks the seller's agent whether anyone was ever murdered in the house. The agent knows a homicide occurred there several years ago, and the seller has not consented to disclosing it. What does Colorado law require of the agent?

  1. A.Disclose it, because a homicide on the property is an adverse material fact that must be given to every prospective buyer.
  2. B.Withhold it unless the seller gives informed consent, because a homicide on the property is not a material fact.
  3. C.Disclose it, but only because the buyer asked the question directly.
  4. D.Disclose it, because Colorado requires disclosure of any death on the property within the past ten years.
Explanation: C.R.S. Section 38-35.5-101 provides that facts or suspicions that a property was the site of a homicide, other felony, or suicide are not material facts subject to a disclosure requirement, and that no cause of action arises against a broker for failing to disclose them. C.R.S. Section 12-10-404(2)(e) goes further for a seller's agent: such facts shall not be disclosed without the seller's informed consent, and Commission Position 27 encourages brokers to seek that consent. A buyer's direct question does not create a duty to disclose, and Colorado sets no time limit after which the event becomes disclosable. The agent still may not knowingly misrepresent the fact, because C.R.S. Section 12-10-217(1)(a) makes a knowing misrepresentation grounds for discipline.
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More on Colorado Licensing

Deeper reading on the topics that matter most for Colorado candidates.

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Colorado Real Estate Exam Structure: What to Expect

The Colorado Broker exam combines 80 national questions and 74 state-specific questions in 230 minutes.

Question breakdown

National portion: 80 questions

Standard PSI national content.

Colorado portion: 74 questions

Topics:

  • Colorado license law and Commission Rules (15-18 questions)
  • Broker-only structure (Broker Associate, Independent, Employing) (4-6 questions)
  • Transaction-Broker vs. Single Agency (8-10 questions)
  • Trust accounts and recordkeeping (8-10 questions)
  • HOA disclosures (5-7 questions)
  • Closing instructions and procedures (8-10 questions)
  • Real estate practice (8-10 questions)

The 74-question state portion is large. Most states have 30-40 state questions. Colorado has 74.

Independent portion scoring

Colorado does NOT use a combined score. The national and state portions are graded independently, and you must pass both: 60 of 80 correct (75%) on the national portion, and 53 of 74 correct (71.6%) on the state portion.

Time management

120 minutes for the 80-question national portion, 110 minutes for the 74-question state portion (230 minutes total) — about 90 seconds per question either way. Moderate pacing.

Cost structure

  • Pre-licensing (168 hours): $500-$1,000
  • Exam: $44.95 (first attempt)
  • License: $50
  • Background check: ~$40
  • Total: $634.95-$1,134.95

Retake rules

Retakes allowed. $42.50 per retake attempt.

Topics Covered on the Colorado Real Estate Exam

National Exam Topics (80 questions)

  1. Real Estate Principles — Property characteristics, ownership
  2. Property Rights — Estates, deeds, easements
  3. Valuation Methods — Three approaches, CMA
  4. Financing — Mortgages, FHA/VA, RESPA, TILA
  5. Agency Concepts — National agency principles
  6. Contracts — Listing agreements, purchase contracts
  7. Title and Closing — Title transfer, closing procedures
  8. Practice — Working with buyers and sellers, fair housing, math

Colorado State Exam Topics (74 questions)

  1. Colorado Commission Regulations — Commission Rules E, F, Q, others
  2. Colorado Licensing Requirements — Broker-only structure, license categories
  3. Trust Account Rules — Detailed Colorado-specific requirements
  4. Record Keeping — Specific retention periods and required records
  5. Disciplinary Actions — Commission enforcement procedures

Why this list matters

Colorado's 74-question state portion outweighs most states. Each topic generates 8-15 questions. Master Commission Rules and Transaction-Broker concepts.

What this list doesn't tell you

PSI writes scenario-based questions. Practice questions, not just topic review.

Colorado Exam FAQ

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