Pass Your Montana Real Estate Exam the First Time

Montana requires 60 hours of pre-licensing education. The exam tests water rights (prior appropriation), mineral rights, and ranch property considerations. Montana has no sales tax, which simplifies some transaction calculations!

Questions

120

80 NAT / 40 STATE

To Pass

75%

~90 / 120 TO PASS

Time Limit

4 Hrs

240 TOTAL MINUTES

Provider

Pearson VUE

MBORE

Pass your Montana Salesperson or Broker License

Montana has more open land under active water adjudication than the entire state of Ohio, and the MBORE tests those water rights rules on every state portion exam.

No national prep course was built around Montana’s ongoing water adjudication process, because no other state has anything like it. Generic platforms teach water rights as a western states footnote. AI language models cannot generate accurate questions for rules that require understanding a century of Montana specific water law, and the exam treats this as a core topic.

The License Professor is written by licensed Montana professionals who know the Pearson VUE state portion’s content. Every question on Montana water rights, statutory broker status, and trust account rules is grounded in Montana law.

Montana Sample Exams

Experience the real study interface — no account required.

Salesperson

Individuals new to real estate who want to start their career helping clients buy and sell property

Broker

Experienced professionals who want to operate independently or run their own brokerage

Three Topics that Trip Up Montana Students Most

Water Rights (Adjudication)

Montana is adjudicating over 218,000 pre-1973 water claims across 85 basins — the exam tests priority dates, beneficial use doctrine, and that water rights convey with real property unless specifically excluded by deed.

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Statutory Agency

Montana’s statutory broker is not an agent of either party but must still disclose adverse material facts and exercise reasonable skill — students who equate "statutory broker" with buyer’s agent or transaction broker misapply duties.

Land Descriptions

Montana uses the rectangular survey system, and the exam requires calculating acreage from fractional section descriptions — students who only studied metes and bounds cannot parse Montana legal descriptions under time pressure.

The Montana Real Estate License Professor includes specialized deep dives for each of these.

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Montana Real Estate Practice Questions

Sample questions from the Montana real estate exam — with answers and explanations.

1. Tendai Moyo is buying a home in Billings, Yellowstone County, Montana, for $425,000 with a 10% down payment. His closing figures are a $3,825 loan origination charge, a $650 appraisal fee, a $1,380 first-year homeowners insurance premium, a $1,140 initial escrow deposit, a $890 lender's title policy premium, his $300 share of the closing fee, and a $30 deed recording fee. He already paid $8,000 in earnest money, and the seller owes him a credit for 146 days of unpaid property taxes on a $3,650 annual bill (365-day year). Relocating from a state where the buyer pays a transfer tax, he adds $2.00 per $1,000 of the price to his own estimate. Charging only what actually applies in Montana, how much cash should his salesperson tell him to bring to closing?

  1. A.$49,255
  2. B.$44,175
  3. C.$41,255
  4. D.$42,105
Explanation: Montana Constitution art. VIII, Sec. 17 bars the state and every local government from imposing any tax on the sale or transfer of real property, so Tendai owes the $42,500 down payment plus $8,215 in lender, prepaid, title, closing and recording charges, less the $8,000 earnest money and a $1,460 tax credit ($3,650 / 365 x 146), or $41,255. Adding an $850 transfer tax is the tempting mistake, because a buyer who paid a grantee-side transfer tax back home assumes every state charges one. As of 2026, the deed's recording fee under MCA 7-4-2637 is a county clerk and recorder charge rather than a tax, and the Realty Transfer Certificate filed with the deed reports the price confidentially with no tax attached.

2. In Montana, how does an inspection contingency affect seller disclosure obligations?

  1. A.Eliminates disclosure requirements for 72 hours
  2. B.Sellers must still disclose known material facts; inspection allows independent verification
  3. C.Eliminates all seller disclosure responsibilities
  4. D.Transfers all disclosure duties to the home inspector
Explanation: An inspection contingency permits buyers to independently verify property condition but does not waive seller or agent disclosure duties. Sellers remain obligated to disclose all known material facts regardless of inspection provisions.

3. Which of the following would PREVENT the Montana Board of Realty Regulation from proceeding with formal disciplinary action against a real estate broker's license?

  1. A.Closing of the broker's office.
  2. B.Broker has moved to another state.
  3. C.Expiration of the broker's license.
  4. D.None of the above -- Montana law imposes no explicit statute of limitations on the Board's disciplinary authority.
Explanation: Neither Mont. Code Ann. § 37-1-136 (the general disciplinary-authority statute for state licensing boards) nor § 37-51-321 (the real-estate-specific unprofessional-conduct statute) nor the Board of Realty Regulation's own administrative rules impose a lapse-of-years deadline for initiating disciplinary action.
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More on Montana Licensing

Deeper reading on the topics that matter most for Montana candidates.

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Montana Real Estate Exam Structure: What to Expect

Montana runs its Salesperson exam as two entirely separate tests: a National exam (80 questions) and a State exam (40 questions) — 120 scored questions total, but scheduled and scored independently.

Question breakdown

National exam: 80 questions, 150 minutes, scaled score 75, $95

Standard national content — contracts and agency (16 items) is the largest category.

State exam: 40 questions, 90 minutes, scaled score 75, $95

  • The Real Estate Licensing Agency's Powers (3 items)
  • Licensing (3 items)
  • Requirements Governing the Activities of Licensees (28 items) — 70% of the state exam
  • Additional Topics (6 items)

Scheduling

The two exams must be scheduled separately, but you can take them the same day if you'd like. Neither exam's time limit is affected by the other.

Cost structure

  • Pre-licensing education: $300-$600
  • National exam: $95
  • State exam: $95
  • License application: $150
  • Background check: ~$50
  • Total: $690-$990

Retake rules

Retake only the exam you failed, National or State. Your authorization window is 5 years from passing your first required education course (salesperson) or 10 years (broker) — one of the longest windows of any state.

Topics Covered on the Montana Real Estate Exam

National Exam Topics (80 questions)

  1. Real Property Characteristics, Legal Descriptions, and Property Use (11 items)
  2. Forms of Ownership, Transfer, and Recording of Title (9 items)
  3. Property Value and Appraisal (11 items)
  4. Real Estate Contracts and Agency (16 items) — the largest national category
  5. Real Estate Practice (10 items)
  6. Property Disclosures and Environmental Issues (9 items)
  7. Financing and Settlement (7 items)
  8. Real Estate Math Calculations (7 items)

Montana State Exam Topics (40 questions)

  1. The Real Estate Licensing Agency's Powers (3 items) — investigations, sanctions
  2. Licensing (3 items) — renewal, status changes
  3. Requirements Governing the Activities of Licensees (28 items) — 70% of the state exam: advertising, broker/salesperson relationship, unprofessional conduct, disclosure, handling monies, listings, illegal inducements
  4. Additional Topics (6 items) — E&O insurance, land description, Common Interest Ownership/Condominium law, landlord/tenant relationship, foreclosure and redemption, Statute of Frauds

Why this list matters

No other category comes close to Requirements Governing the Activities of Licensees. Master this one category and you've covered the overwhelming majority of Montana's state-specific content.

What this list doesn't tell you

Even within that dominant 28-item category, the sub-topics span a wide range — from advertising rules to trust fund handling to ethics — so don't treat it as one narrow subject. Study each sub-area individually.

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