The Real Estate License Professor Blog
Real estate licensing insights and exam prep strategies
Mississippi Disclosure Timing Follows MREC Form A Rules
Mississippi residential disclosure follows the MREC Form A timing sequence. The PSI exam tests when the form must be delivered and what sellers must include.
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Arkansas Disclosure Timing Differs From Every Other State.
Arkansas disclosure timing follows an AREC form sequence unlike other states. Learn what the exam tests and when each form must be delivered to the buyer.
Utah Prior Appropriation Means No Riparian Rights Exist
Utah follows prior appropriation for water rights with no riparian rights. The PSI exam tests acquisition, transfer, and what water rights convey with the land.
West Virginia Agency Disclosure Must Use a Commission Form
West Virginia agency disclosure must use the Commission approved form. The PSI exam tests what the form requires, when it must be delivered, and who signs it.
Colorado Uses a Public Trustee System. The Exam Tests It.
Colorado uses a public trustee for deed of trust foreclosures. The exam tests this distinction, and candidates trained on national prep get it wrong.
North Carolina Brokers Owe a Broad Material Fact Duty
North Carolina brokers owe a broad material fact duty to all parties. The PSI exam tests what constitutes a material fact and when disclosure is required.
Georgia Still Tests BRRETA Not Common Law Agency
Georgia real estate law runs on BRRETA, not common law agency. The exam tests BRRETA duties, not the fiduciary rules national prep courses teach.
New Jersey Attorney Review Gives Buyers 3 Days to Cancel
New Jersey attorney review gives buyers 3 business days to cancel. The PSI exam tests the trigger date, the cancellation steps, and the exceptions that apply.
Alaska Remote Property Disclosures Surprise Most Candidates
Alaska transactions involve remote access rights and water rights that national prep never covers. Learn what the Alaska exam actually tests in this market.
Oklahoma Requires Commission Approved Contract Forms Only
Oklahoma requires Commission approved contract forms for all residential sales. The PSI exam tests which forms are mandatory and what modifications are allowed.
Indiana Law Shields Sellers From Stigma Disclosure
Indiana stigma disclosure law protects sellers from disclosing deaths and certain events. The exam tests what sellers must reveal and what Indiana law shields.
Tennessee Defaults to Facilitator Status Not Fiduciary Duty
Tennessee defaults to facilitator, not fiduciary, without a written agreement. The PSI exam tests facilitator duties and how they differ from fiduciary agency.
Delaware Runs Statutory Agency. The Exam Tests the Gap.
Delaware uses statutory agency with specific written disclosure requirements. Learn when disclosures trigger and what the exam expects that national prep skips.
South Carolina Clients and Customers Have Different Rights
South Carolina distinguishes client duties from customer duties. The PSI exam tests which relationship applies, what each party receives, and when it matters.
Louisiana Uses Civil Law. The Exam Tests Napoleonic Terms.
Louisiana uses Civil Law from the Napoleonic Code. The LREC exam tests immovables, mandatary, and redhibition, terms that national prep never covers.
Nevada NRS 116 Governs HOAs. The Exam Tests Document Order.
Nevada NRS 116 governs HOAs with a mandatory document disclosure package. The exam tests document order, buyer cancellation rights, and the inspection period.
Vermont Act 250 Requires Permits for Large Developments
Vermont Act 250 requires permits for larger developments. The PSI exam tests which projects trigger Act 250, what criteria are reviewed, and who must apply.
Kentucky Local Protected Classes Go Beyond Federal Law
Kentucky fair housing law adds local protected classes beyond federal categories. The PSI exam tests both sets, and candidates often miss the state additions.
Massachusetts Uses Quitclaim Deeds as Its Default
Massachusetts defaults to quitclaim deeds rather than warranty deeds. The PSI exam tests deed types, covenants, and what buyers receive under each form.
Michigan Land Division Act Controls Every Parcel Split
Michigan Land Division Act controls how parcels can be split and requires county approval. The PSI exam tests the approval process and division limits.
Oregon Property Tax Follows Measure 5 and Measure 50
Oregon property taxes follow Measure 5 rate caps and Measure 50 assessed value limits. The PSI exam tests how both measures interact and affect closing costs.
South Dakota Requires Written Agency Disclosure First
South Dakota requires written agency disclosure before substantive discussion. The PSI exam tests the timing trigger and what counts as substantive contact.
Maryland Still Has Ground Rent and the Exam Tests It
Maryland ground rent transfers with residential property. The PSI exam tests what it is, how it is extinguished, and what buyers must know at closing.
Missouri Broker Disclosure Form Has a Specific Trigger
Missouri broker disclosure triggers at first substantive contact, not first showing. The PSI exam tests the timing, form requirements, and delivery methods.
Nebraska Requires Written Property Condition Disclosure
Nebraska requires written seller disclosure for every residential sale. The PSI exam tests what must be disclosed, exemptions, and the delivery deadline.
New Hampshire Shoreland Rules Require a 50 Foot Setback
New Hampshire shoreland protection requires a 50 foot primary buffer from water bodies. The PSI exam tests setback rules, permit triggers, and surface limits.
Kansas Bans Dual Agency. The Exam Tests the Alternative.
Kansas prohibits dual agency entirely. The KREC exam tests the transaction broker alternative, its duties, and how it differs from dual agency in other states.
Washington Buyer Brokerage Rules Changed in 2024
Washington updated buyer brokerage rules in 2024. The DOL exam tests the written agreement requirement and what brokers must disclose before showing property.
Minnesota Requires SSTS Disclosure at Every Sale
Minnesota requires an SSTS disclosure for any property with a septic system. The exam tests when it is required, what it covers, and who completes it.
Wyoming Bans Dual Agency and Requires Intermediary Status
Wyoming bans dual agency and requires intermediary status. The PSI exam tests intermediary duties and the written disclosures required by Wyoming law.
Alabama Still Runs Caveat Emptor. Most Preps Miss It.
Alabama is one of the only states still following Caveat Emptor. Learn the three exceptions the AREC exam tests and why national prep materials miss them.
Connecticut Conveyance Tax Math Trips Up Most Candidates
Connecticut charges a conveyance tax with tiered rates that candidates must calculate. Learn the rate brackets that most PSI exam candidates miss.
Iowa Requires a Groundwater Hazard Statement at Closing
Iowa requires a groundwater hazard statement at every residential closing. The exam tests when this form is required and who is responsible for completing it.
Maine Enforces Shoreland Zoning Up to 250 Feet From Water
Maine shoreland zoning restricts construction within 250 feet of water bodies. The exam tests setback distances, permitted uses, and permit requirements.
Wisconsin Requires WB Series Forms for Every Transaction
Wisconsin requires WB series forms for every residential transaction. The PSI exam tests which form applies to each scenario and what modifications are allowed.
New Mexico Is a Community Property State. Know the Rules.
New Mexico is a community property state. The PSI exam tests community vs separate property, spousal consent, and conveyance rules.
Rhode Island Has the Only Cesspool Act in the Country
Rhode Island is the only state with a Cesspool Act. The PSI exam tests inspection requirements, upgrade timelines, and seller disclosure duties.
Virginia VREB Rules Cover More Than Most Candidates Expect
Virginia VREB rules impose disclosure duties beyond national norms. The PSI exam tests state specific requirements that most national prep courses skip.
Arizona Water Law Has Two Systems. The Exam Tests Both.
Arizona uses two separate water law systems. The exam tests groundwater and surface rights separately, and candidates trained nationally miss the distinction.
North Dakota Mineral vs Surface Rights Trips Up Candidates
North Dakota mineral and surface rights often convey separately. The PSI exam tests when they transfer, how they are reserved, and what must be disclosed.
Hawaii Runs Two Title Systems. The Exam Tests Both.
Hawaii uses both the Torrens and regular deed recording systems. The PSI exam tests both systems, when each applies, and what protections each provides buyers.
Montana Water Rights Adjudication Trips Up Most Candidates
Montana follows prior appropriation for water rights. The PSI exam tests water right transfers, adjudication status, and what separates them from land title.
Idaho Requires Separate Signatures for Limited Dual Agency
Idaho limited dual agency requires separate written consent signatures from both parties. The PSI exam tests the signature requirement that national prep skips.
New York Cooperative Ownership Differs From Condos
New York cooperative ownership uses proprietary leases, not deeds. The DOS exam tests how cooperatives differ from condominiums and what Article 23A requires.
Illinois Still Uses a Two Step Dual Agency Consent Process
Illinois dual agency requires a two step written consent process with separate documents at each stage. The exam tests both steps and the timing between them.
Ohio Still Tests Dower Rights: What Most Candidates Miss
Ohio still tests dower rights alongside modern spousal rights. The PSI exam covers both, and candidates who only studied one of the two regularly get it wrong.
Florida Sales Associate Pay Rules Surprise Most Candidates
Florida defaults to transaction broker, not agency. The FREC exam tests how sales associates can be paid and by whom, rules unlike every other state.
Why So Many California Exam Takers Fail the DRE Test
California candidates face an in house DRE exam with a 49% pass rate. Learn the three topics most candidates miss and why national prep courses fall short.
Pennsylvania Consumer Notice Timing Has a Nuanced Exception
Pennsylvania consumer notice has a timing exception for certain sellers. The PSI exam tests when it is required and what the exception allows.
Why 42% Fail the Texas Real Estate Exam on TREC Forms
TREC mandates specific contract forms with almost no exceptions. Texas promulgated forms are the top reason candidates fail the PSI exam.
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