Real Estate Continuing Education Requirements by State

May 25, 2026

By MJ Kim

Passing the licensing exam is step one. Keeping your license active requires ongoing continuing education in almost every state. CE requirements vary from zero hours in a few states to 45 hours per renewal cycle in others. If you don't complete your CE on time, your license lapses. If your license lapses, you can't legally practice, earn commissions, or represent clients.

This isn't optional. It's the cost of staying licensed. Here's what each state requires.

How Continuing Education Works

Most states require licensed real estate agents to complete a set number of CE hours during each license renewal cycle. Renewal cycles are typically 2 to 4 years depending on the state. The CE courses cover updates to state law, ethics, fair housing, agency relationships, and other practice-relevant topics.

Some states mandate specific courses (like a required ethics module or a state law update course). Others let you choose from any approved CE courses. A few states impose additional requirements for newly licensed agents during their first renewal cycle, often called "post-licensing" education, which is separate from and in addition to standard CE.

CE courses are available online in nearly every state. Approved providers offer self-paced courses that you can complete on your own schedule. Some states also accept attendance at approved conferences, seminars, or industry events toward CE credit.

Continuing Education Requirements: All 50 States

Last updated: April 2026. Hours listed are per renewal cycle for salesperson/sales associate licenses. Broker requirements may differ. Verify with your state's real estate commission, as requirements change.

StateCE HoursRenewal CycleMandatory TopicsOnline Allowed
Alabama152 yearsRisk managementYes
Alaska202 yearsElectives onlyYes
Arizona242 yearsCommissioner's standards, fair housing, agency, contracts, disclosureYes
Arkansas6AnnuallyElectives onlyYes
California454 yearsEthics, agency, fair housing, trust fund handling, risk managementYes
Colorado243 yearsAnnual commission update course (4 hrs/year)Yes
Connecticut122 yearsFair housingYes
Delaware212 yearsFair housing, ethicsYes
Florida142 yearsCore law, ethics, specialty CEYes
Georgia364 yearsLicense law courseYes
Hawaii202 yearsCore topics requiredYes
Idaho182 yearsCore modules requiredYes
Illinois122 yearsCore curriculum (6 hrs)Yes
Indiana122 yearsElectives onlyYes
Iowa363 yearsEthics (8 hrs), electivesYes
Kansas122 yearsCore course (3 hrs)Yes
Kentucky6AnnuallyCore course (3 hrs), law updateYes
Louisiana12AnnuallyElectives onlyYes
Maine212 yearsCore topics requiredYes
Maryland152 yearsLegislative update, fair housing, ethicsYes
Massachusetts122 yearsCore curriculumYes
Michigan183 yearsLegal update (2 hrs), fair housingYes
Minnesota302 yearsModule A (15 hrs required)Yes
Mississippi162 yearsMREC mandated topicsYes
Missouri122 yearsCore course (3 hrs)Yes
Montana12AnnuallyElectives onlyYes
Nebraska182 yearsElectives onlyYes
Nevada242 yearsEthics, law/regulation, agency, contractsYes
New Hampshire152 yearsCore topicsYes
New Jersey122 yearsEthics (6 hrs), fair housingYes
New Mexico363 yearsCore and mandatory modulesYes
New York22.52 yearsFair housing, ethics, agency, cultural competencyYes
North Carolina8AnnuallyGeneral update, electiveYes
North Dakota9AnnuallyCore course (3 hrs)Yes
Ohio303 yearsCore topics, civil rightsYes
Oklahoma213 yearsCore requiredYes
Oregon302 yearsLaw and rule required (3 hrs)Yes
Pennsylvania142 yearsCommission-approved topicsYes
Rhode Island242 yearsCore modulesYes
South Carolina102 yearsCore course (4 hrs)Yes
South Dakota242 yearsElectives onlyYes
Tennessee162 yearsTREC core courseYes
Texas182 yearsLegal update I (4 hrs), Legal update II (4 hrs), TREC ethics (4 hrs)Yes
Utah182 yearsCore topics (9 hrs mandatory)Yes
Vermont162 yearsCore topics (8 hrs)Yes
Virginia162 yearsEthics, fair housing, legal updateYes
Washington302 yearsCore curriculum (30 hrs all mandated)Yes
West Virginia142 yearsCore course (7 hrs)Yes
Wisconsin182 yearsElectives onlyYes
Wyoming122 yearsCore topicsYes

California leads at 45 hours per cycle, but it's a 4-year cycle, so that averages about 11 hours per year. Georgia requires 36 hours over 4 years (9 per year). States with annual requirements like Arkansas (6 hours), Kentucky (6 hours), and North Carolina (8 hours) have smaller per-cycle totals but more frequent deadlines.

Post-Licensing vs. Continuing Education

These are different requirements and people confuse them constantly.

Post-licensing education is a one-time requirement for newly licensed agents. It must be completed within a set period after your initial license (usually within the first 1 to 2 years or before your first renewal). Not all states require post-licensing education, but the ones that do treat it as mandatory. If you don't complete it, your license isn't renewed.

Continuing education is an ongoing requirement that repeats every renewal cycle for as long as you hold an active license. It applies to all licensees, not just new ones.

Florida is a good example of the distinction. Florida requires a 45-hour post-license course before your first renewal. After that, it's 14 hours of CE every 2 years for the life of your license. Texas requires additional post-licensing education (98 hours within the first two years), then 18 hours of CE every 2 years after that.

What Happens If You Don't Complete CE on Time

Your license goes inactive or expires, depending on your state. An inactive license means you can't practice, earn commissions, list properties, represent clients, or advertise yourself as a licensed agent. In most states, you can reactivate an inactive license by completing the overdue CE hours and paying a late fee. Some states require additional coursework or even re-examination if the license has been inactive for too long (typically 2+ years).

Don't let this happen by accident. Set calendar reminders for your renewal deadline. Most state commissions send renewal notices by email, but it's your responsibility to track the deadline, not theirs. Missing a renewal deadline by even one day can trigger the inactive status.

Tips for Completing CE Efficiently

Don't wait until the last month of your renewal cycle to start. Spread the hours across the cycle. If you need 18 hours over 2 years, that's less than one hour per month. Take a 3-hour course every quarter and you're done with time to spare.

Choose courses that actually teach you something useful. CE gets a bad reputation because agents treat it as a checkbox exercise, clicking through the minimum to get their certificate. The agents who use CE to genuinely update their knowledge of market trends, legal changes, and practice standards perform better and face fewer compliance issues.

If your state allows it, attend live seminars or conferences for CE credit. The networking alone is worth the time, and you retain more from interactive learning than from clicking through slides on your laptop.

CE Costs

Online CE courses typically cost $10 to $30 per credit hour. A full renewal cycle of 18 hours might run $150 to $400 depending on the provider and format. Live classroom or conference-based CE tends to cost more ($50 to $100+ per credit hour) but offers networking and engagement benefits that online courses don't.

Some brokerages cover CE costs for their agents as a retention perk. If your brokerage doesn't offer this, ask. It's a reasonable benefit and many brokerages will add it if you negotiate.

If you're still working toward your initial license and haven't sat for the exam yet, start with pre-licensing course hours by state to understand what you need before you test. For a complete view of how licensing works across the country, see the real estate license path for all 50 states.

About the Author

MJ Kim is a licensed real estate professional in California with 8 years in real estate education. A UCLA grad originally from New York, MJ brings a detail-oriented, legally sharp perspective to exam prep and she will make sure you know the statute, not just the summary.