Passing the licensing exam is step one. Keeping your license active requires ongoing continuing education in almost every state. CE requirements vary from zero hours in a few states to 45 hours per renewal cycle in others. If you don't complete your CE on time, your license lapses. If your license lapses, you can't legally practice, earn commissions, or represent clients.
This isn't optional. It's the cost of staying licensed. Here's what each state requires.
How Continuing Education Works
Most states require licensed real estate agents to complete a set number of CE hours during each license renewal cycle. Renewal cycles are typically 2 to 4 years depending on the state. The CE courses cover updates to state law, ethics, fair housing, agency relationships, and other practice-relevant topics.
Some states mandate specific courses (like a required ethics module or a state law update course). Others let you choose from any approved CE courses. A few states impose additional requirements for newly licensed agents during their first renewal cycle, often called "post-licensing" education, which is separate from and in addition to standard CE.
CE courses are available online in nearly every state. Approved providers offer self-paced courses that you can complete on your own schedule. Some states also accept attendance at approved conferences, seminars, or industry events toward CE credit.
Continuing Education Requirements: All 50 States
Last updated: April 2026. Hours listed are per renewal cycle for salesperson/sales associate licenses. Broker requirements may differ. Verify with your state's real estate commission, as requirements change.
| State | CE Hours | Renewal Cycle | Mandatory Topics | Online Allowed |
|---|---|---|---|---|
| Alabama | 15 | 2 years | Risk management | Yes |
| Alaska | 20 | 2 years | Electives only | Yes |
| Arizona | 24 | 2 years | Commissioner's standards, fair housing, agency, contracts, disclosure | Yes |
| Arkansas | 6 | Annually | Electives only | Yes |
| California | 45 | 4 years | Ethics, agency, fair housing, trust fund handling, risk management | Yes |
| Colorado | 24 | 3 years | Annual commission update course (4 hrs/year) | Yes |
| Connecticut | 12 | 2 years | Fair housing | Yes |
| Delaware | 21 | 2 years | Fair housing, ethics | Yes |
| Florida | 14 | 2 years | Core law, ethics, specialty CE | Yes |
| Georgia | 36 | 4 years | License law course | Yes |
| Hawaii | 20 | 2 years | Core topics required | Yes |
| Idaho | 18 | 2 years | Core modules required | Yes |
| Illinois | 12 | 2 years | Core curriculum (6 hrs) | Yes |
| Indiana | 12 | 2 years | Electives only | Yes |
| Iowa | 36 | 3 years | Ethics (8 hrs), electives | Yes |
| Kansas | 12 | 2 years | Core course (3 hrs) | Yes |
| Kentucky | 6 | Annually | Core course (3 hrs), law update | Yes |
| Louisiana | 12 | Annually | Electives only | Yes |
| Maine | 21 | 2 years | Core topics required | Yes |
| Maryland | 15 | 2 years | Legislative update, fair housing, ethics | Yes |
| Massachusetts | 12 | 2 years | Core curriculum | Yes |
| Michigan | 18 | 3 years | Legal update (2 hrs), fair housing | Yes |
| Minnesota | 30 | 2 years | Module A (15 hrs required) | Yes |
| Mississippi | 16 | 2 years | MREC mandated topics | Yes |
| Missouri | 12 | 2 years | Core course (3 hrs) | Yes |
| Montana | 12 | Annually | Electives only | Yes |
| Nebraska | 18 | 2 years | Electives only | Yes |
| Nevada | 24 | 2 years | Ethics, law/regulation, agency, contracts | Yes |
| New Hampshire | 15 | 2 years | Core topics | Yes |
| New Jersey | 12 | 2 years | Ethics (6 hrs), fair housing | Yes |
| New Mexico | 36 | 3 years | Core and mandatory modules | Yes |
| New York | 22.5 | 2 years | Fair housing, ethics, agency, cultural competency | Yes |
| North Carolina | 8 | Annually | General update, elective | Yes |
| North Dakota | 9 | Annually | Core course (3 hrs) | Yes |
| Ohio | 30 | 3 years | Core topics, civil rights | Yes |
| Oklahoma | 21 | 3 years | Core required | Yes |
| Oregon | 30 | 2 years | Law and rule required (3 hrs) | Yes |
| Pennsylvania | 14 | 2 years | Commission-approved topics | Yes |
| Rhode Island | 24 | 2 years | Core modules | Yes |
| South Carolina | 10 | 2 years | Core course (4 hrs) | Yes |
| South Dakota | 24 | 2 years | Electives only | Yes |
| Tennessee | 16 | 2 years | TREC core course | Yes |
| Texas | 18 | 2 years | Legal update I (4 hrs), Legal update II (4 hrs), TREC ethics (4 hrs) | Yes |
| Utah | 18 | 2 years | Core topics (9 hrs mandatory) | Yes |
| Vermont | 16 | 2 years | Core topics (8 hrs) | Yes |
| Virginia | 16 | 2 years | Ethics, fair housing, legal update | Yes |
| Washington | 30 | 2 years | Core curriculum (30 hrs all mandated) | Yes |
| West Virginia | 14 | 2 years | Core course (7 hrs) | Yes |
| Wisconsin | 18 | 2 years | Electives only | Yes |
| Wyoming | 12 | 2 years | Core topics | Yes |
California leads at 45 hours per cycle, but it's a 4-year cycle, so that averages about 11 hours per year. Georgia requires 36 hours over 4 years (9 per year). States with annual requirements like Arkansas (6 hours), Kentucky (6 hours), and North Carolina (8 hours) have smaller per-cycle totals but more frequent deadlines.
Post-Licensing vs. Continuing Education
These are different requirements and people confuse them constantly.
Post-licensing education is a one-time requirement for newly licensed agents. It must be completed within a set period after your initial license (usually within the first 1 to 2 years or before your first renewal). Not all states require post-licensing education, but the ones that do treat it as mandatory. If you don't complete it, your license isn't renewed.
Continuing education is an ongoing requirement that repeats every renewal cycle for as long as you hold an active license. It applies to all licensees, not just new ones.
Florida is a good example of the distinction. Florida requires a 45-hour post-license course before your first renewal. After that, it's 14 hours of CE every 2 years for the life of your license. Texas requires additional post-licensing education (98 hours within the first two years), then 18 hours of CE every 2 years after that.
What Happens If You Don't Complete CE on Time
Your license goes inactive or expires, depending on your state. An inactive license means you can't practice, earn commissions, list properties, represent clients, or advertise yourself as a licensed agent. In most states, you can reactivate an inactive license by completing the overdue CE hours and paying a late fee. Some states require additional coursework or even re-examination if the license has been inactive for too long (typically 2+ years).
Don't let this happen by accident. Set calendar reminders for your renewal deadline. Most state commissions send renewal notices by email, but it's your responsibility to track the deadline, not theirs. Missing a renewal deadline by even one day can trigger the inactive status.
Tips for Completing CE Efficiently
Don't wait until the last month of your renewal cycle to start. Spread the hours across the cycle. If you need 18 hours over 2 years, that's less than one hour per month. Take a 3-hour course every quarter and you're done with time to spare.
Choose courses that actually teach you something useful. CE gets a bad reputation because agents treat it as a checkbox exercise, clicking through the minimum to get their certificate. The agents who use CE to genuinely update their knowledge of market trends, legal changes, and practice standards perform better and face fewer compliance issues.
If your state allows it, attend live seminars or conferences for CE credit. The networking alone is worth the time, and you retain more from interactive learning than from clicking through slides on your laptop.
CE Costs
Online CE courses typically cost $10 to $30 per credit hour. A full renewal cycle of 18 hours might run $150 to $400 depending on the provider and format. Live classroom or conference-based CE tends to cost more ($50 to $100+ per credit hour) but offers networking and engagement benefits that online courses don't.
Some brokerages cover CE costs for their agents as a retention perk. If your brokerage doesn't offer this, ask. It's a reasonable benefit and many brokerages will add it if you negotiate.
If you're still working toward your initial license and haven't sat for the exam yet, start with pre-licensing course hours by state to understand what you need before you test. For a complete view of how licensing works across the country, see the real estate license path for all 50 states.
About the Author
MJ Kim is a licensed real estate professional in California with 8 years in real estate education. A UCLA grad originally from New York, MJ brings a detail-oriented, legally sharp perspective to exam prep and she will make sure you know the statute, not just the summary.