Pass Your Illinois Real Estate Exam the First Time

Illinois requires 90 hours of pre-licensing education. The exam tests the Illinois Real Estate License Act extensively, including designated agency and sponsoring broker responsibilities. Chicago's diverse market means understanding condos, co-ops, and multi-unit buildings is valuable.

Questions

140

100 NAT / 40 STATE

To Pass

75%

105 / 140 TO PASS

Time Limit

4 Hrs

240 TOTAL MINUTES

Provider

PSI

IDFPR

Pass your Illinois Broker or Managing Broker License

Illinois uses ‘Broker’ as its entry level license and structures the entire agency system around statutory duties that differ from the fiduciary model most candidates studied.

Candidates who learned agency law from national prep materials arrive with the wrong framework for Illinois. The IDFPR exam tests a statutory system, and the distinction between what is permitted versus prohibited in that structure is not something AI generated content handles correctly. Generic tools recycle national patterns. Illinois does not follow the national pattern.

The License Professor was written by licensed Illinois professionals who know what the PSI state portion actually tests. Every question on Illinois statutory agency structure, brokerage documentation requirements, and disciplinary procedures is grounded in Illinois statute and IDFPR rule.

Illinois Sample Exams

Experience the real study interface — no account required.

Broker

Individuals new to real estate who want to start their career helping clients buy and sell property

Managing Broker

Experienced professionals who want to manage a brokerage office and supervise other agents

Three Topics that Trip Up Illinois Students Most

Dual Agency Disclosures

Illinois requires a two-step process — first a consent form, then a confirmation form — each needing separate signatures with copies retained for five years, and the exam tests the timing, two-document requirement, and prohibition against dual agency when the licensee is a party to the transaction.

Ministerial Acts vs. Fiduciary

Illinois is a statutory agency state where licensees may perform limited "ministerial acts" for the non-client customer — the exam tests whether ministerial acts create an agency relationship (they do not) and what happens if a licensee tries to contract away statutory duties.

Real Estate Recovery Fund

The Fund caps claims at $50,000 per aggrieved person with a two-year statute of limitations — the exam tests whether you need a court judgment first and the distinction between damages from a licensed agent versus an unlicensed employee.

The Illinois Real Estate License Professor includes specialized deep dives for each of these.

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Illinois Real Estate Exam FAQ

Illinois Real Estate Practice Questions

Sample questions from the Illinois real estate exam — with answers and explanations.

1. A buyer contacts a real estate office without an agency agreement. Which of the following can the licensee NOT do for the buyer?

  1. A.prequalify the buyer for a mortgage.
  2. B.give the buyer information on mortgage interest rates and terms.
  3. C.provide the buyer with information on properties for sale in the area.
  4. D.explain to the buyer about buyer agency, seller agency, and dual agency.
Explanation: Without an agency agreement, a real estate licensee can provide the buyer with information on properties for sale, mortgage rates and terms, and explain different agency relationships. However, the licensee cannot prequalify the buyer for a mortgage, as that would create an agency relationship.

2. All of the following real estate agreements must be in writing, EXCEPT a(n):

  1. A.open listing.
  2. B.multiple listing.
  3. C.exclusive-right-to-sell.
  4. D.exclusive buyer-agency agreement.
Explanation: Under Illinois law, an open listing agreement does not have to be in writing, while exclusive-right-to-sell, multiple listing, and exclusive buyer-agency agreements must be in writing.

3. In Illinois, mortgage interest rates typically decrease when:

  1. A.Inflationary trends are on the upswing.
  2. B.The supply of mortgage money increases substantially.
  3. C.Businesses are expanding and making large capital expenditures.
  4. D.The Federal Reserve Board increases the reserve requirements for member banks.
Explanation: When the supply of mortgage money increases substantially, lenders are more likely to lower mortgage interest rates to attract more borrowers. Conversely, the other conditions mentioned (inflationary trends, business expansions, and increased reserve requirements) tend to drive mortgage rates higher.

Illinois Real Estate Exam Structure: What to Expect

The Illinois Broker exam combines 80 national questions and 60 state-specific questions in 210 minutes.

Question breakdown

National portion: 80 questions

Standard PSI national content.

Illinois portion: 60 questions

Topics:

  • IL license law (RELA) (15-18 questions)
  • Designated agency (8-10 questions)
  • Property disclosures (6-8 questions)
  • Trust accounts (5-7 questions)
  • Chicago-specific issues (5-6 questions)
  • Real estate practice (8-10 questions)

The 60-question state portion is unusually large. Most states have 30-40 state questions. Illinois has 60.

Combined scoring

Illinois uses combined scoring (75% of 140 = 105 correct).

Time management

210 minutes for 140 questions = 90 seconds per question. Moderate pacing.

Cost structure

  • Pre-licensing (75 hours): $400-$800
  • Exam: $55
  • License: $125
  • Background check: ~$50
  • Total: $630-$1,030

Retake rules

Retakes allowed. $55 per attempt.

Topics Covered on the Illinois Real Estate Exam

National Exam Topics (80 questions)

  1. Property Ownership — Estates, deeds, easements
  2. Land Use — Zoning, government powers
  3. Valuation — Three approaches, CMA
  4. Financing — Mortgages, FHA/VA, RESPA, TILA
  5. Agency — Agency relationships
  6. Contracts — Listing agreements, purchase contracts
  7. Closing — Closing procedures, prorations
  8. Practice — Working with buyers and sellers, fair housing, math

Illinois State Exam Topics (60 questions)

  1. Illinois Real Estate License Act (RELA) — License categories, Sponsoring Broker, advertising
  2. Designated Agency — Illinois's framework for representing both parties via different agents
  3. Trust Accounts — Broker trust account rules
  4. Property Disclosures — Illinois Residential Real Property Disclosure Report
  5. Chicago-Specific Issues — RLTO, transfer taxes, condo declarations

Why this list matters

Each state topic generates 6-12 questions. Illinois's 60-question state portion outweighs most states. Master designated agency and RELA.

What this list doesn't tell you

PSI writes scenario-based questions. Practice questions, not just topic review.

Five Mistakes Illinois Real Estate Exam Candidates Make

Mistake 1: Confusing "Broker" terminology

Illinois renamed entry-level licensees from "Salesperson" to "Broker" in 2010. National prep books talk about salespersons. This causes confusion.

The fix: Memorize Illinois's three-tier structure: Broker (entry), Managing Broker (supervisor), Sponsoring Broker (the supervisor relationship).

Mistake 2: Skipping designated agency

Illinois was a national leader in designated agency. The exam tests it heavily.

The fix: Memorize designated agency rules and how it differs from dual agency.

Mistake 3: Underestimating RELA

The Illinois Real Estate License Act is comprehensive. Skim it and you miss specific provisions tested.

The fix: Read RELA carefully. Pay attention to advertising rules, license suspension grounds, and Sponsoring Broker duties.

Mistake 4: Missing Chicago-specific topics

Chicago's RLTO and high transfer taxes are tested. Candidates focused only on statewide content miss these.

The fix: Study Chicago's RLTO basics and transfer tax structure.

Mistake 5: Skipping math practice

Math woven into scenario questions catches candidates.

The fix: Do at least 50 practice math problems.

What separates pass from fail

Pass: studied designated agency, understood RELA, mastered Sponsoring Broker structure, did 250+ practice questions.

Fail: confused by terminology, skipped IL-specific topics.

Illinois Real Estate License Reciprocity

Illinois has partial reciprocity agreements with select states. Agents licensed in a recognized state may qualify to skip some pre-licensing education, but must still pass the Illinois-specific state exam.

States accepted by Illinois (8 states)

Colorado, Connecticut, Florida, Georgia, Indiana, Iowa, Kentucky, Nebraska

Reciprocity rules change. Verify current requirements with each state's real estate commission before applying.

Your Path to Illinois Real Estate

Follow the progression from entry-level to advanced licensure.

1
Broker
2
Managing Broker
1

Broker License

Who is this for?

This license is ideal for individuals new to real estate who want to start their career helping clients buy and sell property To obtain a Broker license, you must be sponsored by a licensed broker or brokerage firm.

Requirements

Age18+
ExperienceEntry-Level
SponsorshipRequired

Your Exam

Questions140
Time4h
Format100 Nat + 40 State
Passing Score Progress75%

You need 105 out of 140 questions correct to pass.

Renewal: Every 2 years • 12 CE hours required

To upgrade: 2 years experience, reach age 21, no sponsorship needed

2

Managing Broker License

Who is this for?

This license is ideal for experienced professionals who want to manage a brokerage office and supervise other agents

Requirements

Age21+
Experience2 years
SponsorshipNot needed

Your Exam

Questions150
Time4h 30m
Format100 Nat + 50 State
Passing Score Progress75%

You need 113 out of 150 questions correct to pass.

Renewal: Every 2 years • 12 CE hours required