Pass Your Massachusetts Real Estate Exam the First Time

Massachusetts requires 40 hours of pre-licensing education - relatively low! The exam tests the Massachusetts Consumer Protection Act (Chapter 93A) extensively. Historic property transactions may involve preservation easements and lead paint disclosures.

Questions

120

80 NAT / 40 STATE

To Pass

70%

84 / 120 TO PASS

Time Limit

4 Hrs

240 TOTAL MINUTES

Provider

PSI

REB

Pass your Massachusetts Salesperson or Broker License

Massachusetts uses the Quitclaim Deed as its standard residential conveyance, and candidates from warranty deed states fail that section of the exam every time.

The difference between what a Massachusetts quitclaim deed guarantees and what a general warranty deed guarantees is not a detail national courses explain. The entire closing and title section of the Massachusetts exam reflects state specific practice, and generic platforms and AI question banks that were built around the warranty deed model teach candidates the wrong answers.

The License Professor is written by licensed Massachusetts professionals who know what the PSI state portion tests. Every question on Massachusetts deed types, required inspection timelines, and tenant protection rules is drawn from Massachusetts law.

Massachusetts Sample Exams

Experience the real study interface — no account required.

Salesperson

Individuals new to real estate who want to start their career helping clients buy and sell property

Broker

Experienced professionals who want to operate independently or run their own brokerage

Three Topics that Trip Up Massachusetts Students Most

Quitclaim Deeds (as Standard)

Unlike the rest of the country, Massachusetts uses the quitclaim deed as its default residential conveyance — it only guarantees the grantor has not encumbered the property during their own ownership period, not before, a critical distinction candidates from warranty-deed states consistently get wrong.

Title 5 (Septic) Compliance

Massachusetts requires a Title 5 septic inspection within two years before any property transfer, with pass/conditional/fail results, and failed systems must be repaired within two years — the exam tests the inspection window and the family-member transfer exemption.

Lead Paint 90-Day Rule

New owners of pre-1978 homes where a child under 6 will reside must delead or achieve interim control within 90 days of taking title — starting work within 90 days removes liability for previous claims, while missing the deadline exposes the owner to years of retroactive liability.

The Massachusetts Real Estate License Professor includes specialized deep dives for each of these.

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Massachusetts Real Estate Exam FAQ

Massachusetts Real Estate Practice Questions

Sample questions from the Massachusetts real estate exam — with answers and explanations.

1. A listing agent receives an offer from an unrepresented buyer. Under the NAR settlement rules, the listing agent should:

  1. A.Refuse to present the offer
  2. B.Present the offer to the seller and disclose that the buyer is unrepresented
  3. C.Automatically become the buyer's agent
  4. D.Require the buyer to hire an agent before proceeding
Explanation: A listing agent must present all offers to the seller. If the buyer is unrepresented, the listing agent should disclose this to the seller but cannot refuse to present the offer or force the buyer to obtain representation.

2. What is the requirement for buyer-brokerage contracts in Massachusetts?

  1. A.Are illegal.
  2. B.Are unenforceable.
  3. C.Must be in writing.
  4. D.Must be on specific forms.
Explanation: In Massachusetts, buyer-brokerage contracts must be in writing to be enforceable.

3. Which of the following statements concerning real estate finance in Massachusetts is incorrect?

  1. A.A promissory note is security for a Deed of Trust.
  2. B.Discounting a note means selling it for less than face value.
  3. C.A mortgage is a lien. The creation of a mortgage does not transfer title to real property.
  4. D.An owner of property, who borrows money and executes a Deed of Trust, is called the trustor.
Explanation: A promissory note is the evidence of the debt, while a deed of trust is the security instrument that transfers an interest in the property to a trustee to secure the debt.
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More on the Massachusetts Real Estate Exam

Deeper reading on the topics that matter most for Massachusetts candidates.

Massachusetts Real Estate Exam Structure: What to Expect

The Massachusetts Salesperson exam combines 80 national questions and 40 state-specific questions in 240 minutes.

Question breakdown

National portion: 80 questions, 56 correct to pass (70%)

Standard PSI national content.

Massachusetts portion: 40 questions, 28 correct to pass (70%)

Topics:

  • MA license law (10-12 questions)
  • Chapter 93A consumer protection (5-7 questions)
  • Title 5 septic disclosure (3-5 questions)
  • Lead paint disclosure (3-5 questions)
  • Smoke/CO detector compliance (3-4 questions)
  • Property disclosures (4-6 questions)

Time management

240 minutes for 120 questions = 120 seconds per question. Generous pacing.

Cost structure

  • Pre-licensing (40 hours): $300-$600
  • Exam: $54
  • License: $150
  • Background check: ~$50
  • Total: $554-$854

Retake rules

Retakes allowed. $54 per attempt.

Topics Covered on the Massachusetts Real Estate Exam

National Exam Topics (80 questions)

  1. Property Ownership — Estates, deeds, easements
  2. Land Use Controls — Zoning, government powers
  3. Valuation — Three approaches, CMA
  4. Financing — Mortgages, FHA/VA, RESPA, TILA
  5. Agency — Agency relationships
  6. Contracts — Listing agreements, purchase contracts
  7. Closing — Closing procedures, prorations
  8. Practice — Working with buyers and sellers, fair housing, advertising, math

Massachusetts State Exam Topics (40 questions)

  1. MA License Law — REB rules, license categories
  2. Chapter 93A — Consumer Protection Act
  3. Title 5 — Septic system disclosure
  4. Lead Paint Disclosure — MA's specific lead paint rules
  5. Property Disclosures — General disclosure requirements

Why this list matters

Each state topic generates 3-7 questions. Skip Title 5 or Chapter 93A and you've left major points on the table.

What this list doesn't tell you

PSI writes scenario-based questions. Practice questions, not just topic review.

Five Mistakes Massachusetts Real Estate Exam Candidates Make

Mistake 1: Underestimating Chapter 93A

Massachusetts's Consumer Protection Act tests heavily. National prep doesn't cover it.

The fix: Memorize Chapter 93A's prohibitions and consequences (treble damages).

Mistake 2: Skipping Title 5 (septic) rules

Title 5 is unique to MA. The exam tests inspection requirements, disclosure, and compliance.

The fix: Memorize Title 5 timing and requirements.

Mistake 3: Lead paint disclosure errors

MA's lead paint rules are stricter than federal. The exam tests MA-specific provisions.

The fix: Study MA's lead paint disclosure requirements separately from federal.

Mistake 4: Skipping smoke/CO detector compliance

MA requires specific smoke and CO detector compliance documented before sale.

The fix: Memorize compliance requirements and consequences for non-compliance.

Mistake 5: Skipping math practice

Math woven into scenario questions catches candidates.

The fix: Do at least 50 practice math problems.

What separates pass from fail

Pass: studied Chapter 93A, mastered Title 5, understood lead paint and smoke detector rules.

Fail: relied on national prep, skipped MA-specific topics.

Massachusetts Real Estate License Reciprocity

Massachusetts has partial reciprocity agreements with select states. Agents licensed in a recognized state may qualify to skip some pre-licensing education, but must still pass the Massachusetts-specific state exam.

Reciprocity rules change. Verify current requirements with each state's real estate commission before applying.

Your Path to Massachusetts Real Estate

Follow the progression from entry-level to advanced licensure.

1
Salesperson
2
Broker
1

Salesperson License

Who is this for?

This license is ideal for individuals new to real estate who want to start their career helping clients buy and sell property To obtain a Salesperson license, you must be sponsored by a licensed broker or brokerage firm.

Requirements

Age18+
ExperienceEntry-Level
SponsorshipRequired

Your Exam

Questions120
Time4h
Format80 Nat + 40 State
Passing Score Progress70%

You need 84 out of 120 questions correct to pass.

Renewal: Every 2 years • 12 CE hours required
↓

To upgrade: 2 years experience, no sponsorship needed

2

Broker License

Who is this for?

This license is ideal for experienced professionals who want to operate independently or run their own brokerage

Requirements

Age18+
Experience2 years
SponsorshipNot needed

Your Exam

Questions130
Time4h
Format80 Nat + 50 State
Passing Score Progress70%

You need 91 out of 130 questions correct to pass.

Renewal: Every 2 years • 12 CE hours required