Pass Your Mississippi Real Estate Exam the First Time
Mississippi requires 60 hours of pre-licensing education. The exam tests Mississippi's disclosure requirements and agency law. Gulf Coast properties require flood zone expertise - FEMA flood insurance requirements are commonly tested!
Questions
120
80 NAT / 40 STATE
To Pass
70%
~86 / 120 TO PASS
Time Limit
4 Hrs
240 TOTAL MINUTES
Provider
PSI
MREC
Pass your Mississippi Salesperson or Broker License
Mississippi is one of only 14 states that mandate errors and omissions insurance for all licensees, and the exam tests the coverage requirements precisely.
Most prep courses treat E&O insurance as optional background information. In Mississippi it is a license condition with specific timing and correction requirements the exam draws from directly. Generic platforms and AI generated banks do not flag Mississippi specific requirements because those requirements are not part of any national standard. Candidates arrive unprepared for questions that are specific to this state.
The License Professor is written by licensed Mississippi professionals who know the PSI state portion’s priorities. Every question on MREC disclosure timing, insurance requirements, and trust account compliance is grounded in Mississippi law.
Mississippi Sample Exams
Experience the real study interface — no account required.
Salesperson
Individuals new to real estate who want to start their career helping clients buy and sell property
Broker
Experienced professionals who want to operate independently or run their own brokerage
Three Topics that Trip Up Mississippi Students Most
Agency Disclosure Timing
Mississippi requires MREC Form A ("Working with a Real Estate Broker") at the time a representation agreement is made, and dual agency consent must be signed before the buyer signs an offer — getting the sequence wrong is one of the top state-portion errors.
Read the full breakdown →Brokerage Relationships
Mississippi distinguishes between represented clients and unrepresented customers — exam questions target the reduced duties of a disclosed dual agent who owes everything except full disclosure and undivided loyalty.
E&O Insurance
Mississippi is one of only 14 states mandating errors and omissions insurance for all licensees — failing to correct a coverage lapse within 30 days puts the license on inactive status.
The Mississippi Real Estate License Professor includes specialized deep dives for each of these.
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Mississippi Real Estate Practice Questions
Sample questions from the Mississippi real estate exam — with answers and explanations.
1. A real estate ad states 'Perfect for retirees, no children.' What Fair Housing violation occurs?
- A.Both age and familial status
- B.Familial status discrimination
- C.Age discrimination
- D.No violation; targeting retirees is legal
2. Under Mississippi law, what must a seller disclose regarding known material defects in residential property?
- A.Nothing if the property is sold as-is
- B.All known material facts affecting property value or desirability
- C.Only defects that pose immediate safety hazards
- D.Only defects visible during a standard walkthrough inspection
3. In Mississippi, an application for a real estate license must be:
- A.Completed prior to September 1 of each year.
- B.Be completed and approved prior to taking the written exam.
- C.Contain a photocopy of the applicant's driver's license and social security card.
- D.Contain a letter of recommendation from a broker who is licensed in the same location as the applicant.
More on Mississippi Licensing
Deeper reading on the topics that matter most for Mississippi candidates.
How to Get Your Mississippi License
Requirements, costs, and steps to get licensed in Mississippi.
Read more →Mississippi Exam Study Plan
A realistic plan to pass the Mississippi real estate exam.
Read more →Mississippi Agency Disclosure: What the Exam Actually Tests
What the Mississippi exam tests on this topic.
Read more →Mississippi Disclosure Timing Follows MREC Form A Rules
Mississippi residential disclosure follows the MREC Form A timing sequence. The PSI exam tests when the form must be delivered and what sellers must include.
Read more →
Mississippi Real Estate Exam Structure: What to Expect
Mississippi's Salesperson exam combines 80 general questions and 40 Mississippi-specific questions — 120 questions total — in 4 hours.
Question breakdown and passing thresholds
General portion: 80 questions, 2.5 hours, 70% passing (56 points)
Contracts is the largest national category at 19%, followed by Agency at 13% and Practice of Real Estate at 12%.
State portion: 40 questions, 1.5 hours, 75% passing (30 points)
- Powers and Duties of the Real Estate Commission (4 items)
- Licensing Requirements and License Maintenance (4 items)
- Property Condition Disclosures (4 items)
- Agency Disclosure and Duties to Parties (8 items) — the dominant category
- Out-of-State Brokers and Developers (4 items)
- Trust Accounts (4 items)
- Broker Responsibilities Including Supervision (6 items)
- Records and Documents (3 items)
- Advertising/Marketing/Internet (3 items)
Note the two portions require different passing percentages — 70% general, 75% state — so don't assume a uniform target across both.
Cost structure
- Pre-licensing (60 hours): $250-$500
- Exam (both portions): $75
- License application: $50
- Background check: ~$40
- Total: $415-$665
Retake rules
Retake only the portion you failed — but both portions must be passed within the same 2-month eligibility window that started when your application was approved, or you must reapply to the Commission entirely. Retakes cost $75 flat, same whether you're retaking one portion or both. After two state-portion failures, you face a mandatory 3-month wait before reapplying.
Topics Covered on the Mississippi Real Estate Exam
General Exam Topics (80 questions, by weight)
- Property Ownership (10%) — real vs. personal property, forms of ownership
- Land Use Controls (5%) — government rights in land, private controls
- Valuation (8%) — appraisals, CMA
- Financing (10%) — loan types, RESPA, TRID
- Contracts (19%) — the largest category by far
- Agency (13%) — agency relationships, fiduciary duties
- Property Disclosures (7%) — disclosure requirements
- Property Management (3%)
- Transfer of Title (6%) — deeds, closing
- Practice of Real Estate (12%) — Fair Housing, antitrust, Do-Not-Call compliance
- Real Estate Calculations (7%)
Mississippi State Exam Topics (40 questions)
- Powers and Duties of the Real Estate Commission (4 items) — subpoena power, penalties
- Licensing Requirements and License Maintenance (4 items) — CE, post-licensing education
- Property Condition Disclosures (4 items) — stigmatizing factors, new-construction exemption
- Agency Disclosure and Duties to Parties (8 items) — the dominant category: dual agency, buyer-broker withdrawal rights
- Out-of-State Brokers and Developers (4 items)
- Trust Accounts (4 items) — earnest money, no commingling
- Broker Responsibilities Including Supervision (6 items)
- Records and Documents (3 items)
- Advertising/Marketing/Internet (3 items)
Why this list matters
Contracts (19% of the general exam) and Agency Disclosure and Duties to Parties (8 of 40 state items) are the two single highest-yield categories. Prioritize them, and remember the state portion needs a higher passing score (75% vs. 70%).
What this list doesn't tell you
Mississippi's "stigmatizing factors" disclosure exemption and the 15-day buyer-broker withdrawal rule are genuinely specific rules that generic prep courses gloss over — study the actual Mississippi statute language, not just the general concept.
Mississippi Exam FAQ
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