A Realistic 21-Day Plan to Pass the Indiana Exam

Mistake 1: Skipping stigma disclosure rules

Indiana's specific stigma disclosure framework is tested. National prep covers stigma generally; Indiana's specific rules differ.

The fix: Memorize Indiana's stigma disclosure framework: no affirmative duty but cannot misrepresent in response to direct questions.

Mistake 2: Misreading agency disclosure timing

Indiana requires agency disclosure at first substantive contact.

The fix: Memorize Indiana's specific agency disclosure forms and timing.

Mistake 3: Skipping the Sales Disclosure Form

Indiana requires sellers to provide a Sales Disclosure Form for residential transactions. The exam tests timing and contents.

The fix: Memorize the Sales Disclosure Form requirements.

Mistake 4: Underestimating Indiana foreclosure procedures

Indiana is a judicial foreclosure state. The exam tests procedural differences from non-judicial foreclosure.

The fix: Study Indiana's judicial foreclosure timeline and procedures.

Mistake 5: Skipping math practice

Math woven into scenario questions catches candidates.

The fix: Do at least 50 practice math problems.

What separates pass from fail

Pass: studied IN-specific stigma rules, mastered Sales Disclosure Form, did 200+ practice questions.

Fail: relied on national prep, skipped IN-specific topics.

Week 1: Foundation

Day 1-2: Cold practice exam. Day 3-7: IN license law, IREC rules.

Week 2: Indiana-specific deep dive

Day 8-9: Stigma disclosure rules. Day 10-12: Agency disclosure and Sales Disclosure Form. Day 13-14: Trust accounts, foreclosure procedures.

Week 3: National content

Day 15-17: Contracts. Day 18-19: Financing. Day 20-21: Math intensive.

Week 4: Simulation

Day 22-27: Two timed practice exams + targeted review. Day 28-29: Final review. Day 30: Exam day.

Three things every plan should include

1. At least 2 timed simulated exams.
2. At least 50 stigma disclosure and Sales Disclosure Form practice questions.
3. At least 50 math problems.